Investment loans
Investment loans can be structured in a number of ways depending on your goals — whether you're buying your first investment property, expanding your portfolio, or reviewing an existing loan. We're here to support you throughout your wealth-building journey.
Independent advice and support from start to settlement across Warrnambool, South West Victoria and Australia-wide.
How we help
First-time investors
Guidance on borrowing capacity, deposit requirements, lender products and how these interact with your investing goals.
Existing investors
Review your current lending and explore options to support portfolio growth or improve loan structures and effectiveness.
Using equity
If you have equity in an existing property, it may be possible to use it as contribution toward an investment purchase, reducing the need for a cash contribution, depending on your situation.
Loan structuring
We’ll help you choose a loan structure that best supports your investment strategy and optimise for your goals.
How it works
Understand your goals
We talk through your investment goals and financial position to determine what works best for you.
Compare lenders and products
We compare lenders, loan products and structures and advise how to best meet your current and future goals.
Apply and settle
We manage the application process for you and liaise with the lender from start to settlement, keeping you up to date throughout.
Investment loan FAQs
Can I use equity to buy an investment property?
In many cases, yes. This depends on your available equity, income, and lender policies. We can help you understand what’s possible.
Are investment loan rates different?
Investment loans often have different rates and criteria compared to owner-occupied loans. We’ll help you compare options.
Should I choose interest-only or principal and interest?
This depends on your needs and goals. We can help you compare the options and choose what best suits your strategy.
Thinking about an investment property?
Book an appointment and we’ll talk through your plans and outline the next steps.