Buying your first home can feel complex.
We help you understand your options, organise a pre-approval, and guide you from start to settlement.
Buying your first home is one of the biggest financial decisions you'll make, and having the right support can make all the difference.
Loanway Finance is led by Ben Howarth, a qualified mortgage broker with experience in both mortgage broking and home lending at one of Australia's major banks. Ben holds a Diploma of Finance and Mortgage Broking Management and a Diploma of Commerce, giving him a strong understanding of how lenders assess applications and what it takes to achieve a successful outcome.
First home buyers are a particular passion for Ben. Throughout his career, he has helped many people purchase their first home — including clients who initially believed they weren't ready to buy. By taking the time to understand each person's circumstances, explaining the process clearly, and developing a practical plan where needed, Ben helps clients move forward with confidence.
Rather than simply arranging a loan, Ben focuses on building long-term relationships. From your first conversation through to settlement and beyond, he'll remain your ongoing point of contact for future reviews, refinancing, loan increases, and support as your goals and circumstances evolve.
Book a Free Chat Learn More About BenWe’ll talk through your goals and financial position, clarify your borrowing power, and outline realistic next steps. If you’re not quite ready, we can help make you a plan to become purchase ready.
We compare lenders, rates, and loan features, and explain the pros and cons in plain language. We also check government schemes for suitability and eligibility to find what best fits you.
We can help you get pre-approval so that you can buy with more confidence, especially if you’re considering auctions.
We can help you understand the types of first home buyer schemes available, and how they could help you buy sooner than expected.
We handle the application paperwork and liaise with the lender so you don’t have to. We’ll guide you on what to expect so the process feels clear to give you confidence.
The process can move quickly or take longer depending on your circumstances and the lender chosen. Getting in touch with us early will always be beneficial. We’ll outline the steps and keep you updated throughout.
Lenders require documents to verify income, expenses, and identity. We’ll help you understand what’s needed and why.
After we understand your situation, we will give you a clear plan to be purchase ready — whether you’re ready now or still need more time.
Book an appointment and we’ll help you understand your options and the next steps.