Loanway Finance is an independent mortgage broking business helping clients navigate home loans with clarity and confidence.
We work with first home buyers, refinancers, and property investors across Warrnambool, South West Victoria and Australia-wide, providing advice tailored to each individual situation.
We have access to a broad panel of lenders and will compare options to suit your goals.
Access to a broad panel of lenders
Trusted & accredited
We’re not tied to a single bank. Our role is to compare options and advise what best suits your situation.
We focus on explaining options in simple terms, so you can make informed decisions without feeling overwhelmed.
Based in Warrnambool, we work closely with clients across South West Victoria and understand the local market. Giving you direct local support, not a call centre.
Loanway Finance is led by Ben Howarth, a qualified mortgage broker with experience in both mortgage broking and bank lending at one of Australia’s major banks.
This background provides practical insight into how lenders assess applications, structure loans, and make credit decisions — helping clients navigate the process with confidence.
Ben holds a Diploma of Finance and Mortgage Broking Management, and a Diploma of Commerce.
Based in Warrnambool, Ben works with clients across South West Victoria and Australia-wide, supporting first home buyers, refinancers, and property investors with clear, practical advice and a smooth process from start to settlement.
Ben values building long-term client relationships, not just settle a loan and disappear. He remains your ongoing point of contact for future reviews, loan increases, and advice as your circumstances evolve.
Credit Representative Number: 548592
Book an appointment to talk through your situation or ask a question.