Mortgage broking support for first home buyers, refinancers and property investors across Geelong and surrounding areas.
Ben Howarth · Dip FMBM, Dip Com
Director & Finance Broker
Loanway Finance is led by Ben Howarth, a qualified mortgage broker with experience in both mortgage broking and home lending at one of Australia’s major banks.
This background provides practical insight into how lenders assess applications, structure loans and make credit decisions, helping clients understand their options and navigate the lending process with greater clarity.
Ben assists first home buyers, refinancers and property investors as a mortgage broker Geelong and across surrounding areas. He takes the time to understand each client’s circumstances, compare suitable options across a broad panel of lenders and explain the next steps clearly.
The relationship does not end at settlement. Ben remains your ongoing point of contact for future loan reviews, refinancing, loan increases and changing lending needs as your circumstances evolve.
Whether you're buying your first home in Armstrong Creek, refinancing in Highton, investing in Newtown or upgrading in Belmont, every lender assesses applications differently.
Loanway Finance understands this and compares home loans from a broad panel of lenders, explains your options in plain English and manages the process for you from start to settlement.
Ben will work directly with you throughout the entire process and continue to support you long after your loan settles.
Understand what different options may be available to you, helping you make informed lending decisions with confidence.
Compare suitable home loan options from a broad panel of lenders rather than just relying on your current bank.
You'll deal directly with Ben from start to settlement, providing consistency and personalised support throughout your lending journey.
The relationship doesn't finish at settlement. Receive ongoing loan reviews, refinancing support and lending advice as your circumstances change.
Geelong has become one of Victoria's fastest growing regional cities, offering a diverse range of housing, established suburbs, new developments and lifestyle locations.Whether you're buying your first home, upgrading, refinancing or investing, different lenders can assess properties, borrower circumstances and lending scenarios differently. A mortgage broker Geelong helps you understand your options before making an offer can help make the process smoother and give you greater confidence throughout your property journey.
Areas such as Newtown, Belmont, Highton and Geelong West continue to attract buyers looking for established homes, convenient amenities and long-term lifestyle appeal.
Suburbs including Armstrong Creek, Charlemont, Mount Duneed and Lara continue to expand with new housing developments, creating opportunities for first home buyers and growing families.
Geelong's ongoing population growth, employment opportunities and infrastructure investment continue to make the region attractive for many property investors.
Understanding your borrowing capacity and obtaining pre-approval before you begin your search can help increase your confidence, and your ability to pounce when the right property becomes available.
Loanway Finance supports clients across Geelong with home loan advice tailored to their circumstances, goals and stage of the property journey.
Understand your borrowing power, deposit requirements, available schemes and pre-approval options before beginning your property search.
Learn more →Review whether your current loan is still competitive, compare alternatives and consider whether refinancing could better support your needs.
Learn more →Compare lender options and loan features that may support your investment plans, borrowing power and longer-term property strategy.
Learn more →Planning your next move? Finance for your next property, including buying and selling timing, equity use, and bridging loan options.
Learn more →From start to settlement, Loanway Finance keeps the process clear and focused on your needs.
We take the time to understand your goals, financial position and what you need from a home loan before considering suitable options.
We compare suitable options across a broad panel of lenders and explain the differences clearly, including rates, features and important trade-offs.
We prepare and submit the application, liaise with the lender and keep you informed through to approval and settlement, with ongoing support afterwards.
Loanway Finance supports home buyers, refinancers and property investors as a mortage broker Geelong and across the surrounding region.
Not an exhaustive list!
Answers to common questions from people looking for home loan support across Geelong and surrounding areas.
Yes. Loanway Finance is a mortgage broker Geelong and assists first home buyers, refinancers, next home buyers and property investors across Geelong and surrounding areas.
Yes. Loanway Finance can compare suitable options across a broad panel of lenders rather than limiting your search to one bank. The options available will depend on your circumstances, objectives and lender eligibility requirements.
Yes. We can help you understand your borrowing power, deposit requirements, check first home buyer support scheme eligibility, pre-approval options and the steps involved in purchasing your first home.
Yes. We can review to see if your current loan is still competitive and suitable for your needs, then compare alternatives where refinancing may be worth considering.
Deposit requirements are often 20%, but can vary by lender and loan type. In some circumstances, you may be able to buy with a smaller deposit including 5% or sometimes less. We can explain your options and help you understand what’s realistic for your situation.
Whether you're buying your first home, refinancing your current loan or planning your next property purchase, we're here to help you understand your options and move forward with confidence. Speak with your mortgage broker Geelong.