Mortgage broking support for first home buyers, refinancers and property investors across Geelong and surrounding areas.
Ben Howarth · Dip FMBM, Dip Com
Director & Finance Broker
Loanway Finance is led by Ben Howarth, a qualified mortgage broker with experience in both mortgage broking and home lending at one of Australia’s major banks.
This background provides practical insight into how lenders assess applications, structure loans and make credit decisions, helping clients understand their options and navigate the lending process with greater clarity.
Ben assists first home buyers, refinancers and property investors as a mortgage broker Geelong and across surrounding areas. He takes the time to understand each client’s circumstances, compare suitable options across a broad panel of lenders and explain the next steps clearly.
The relationship does not end at settlement. Ben remains your ongoing point of contact for future loan reviews, refinancing, loan increases and changing lending needs as your circumstances evolve.
Whether you're buying your first home in Armstrong Creek, refinancing in Highton, investing in Newtown or upgrading in Belmont, every lender assesses applications differently.
Loanway Finance understands this and compares home loans from a broad panel of lenders, explains your options in plain English and manages the process for you from start to settlement.
Ben will work directly with you throughout the entire process and continue to support you long after your loan settles.
Understand what different options may be available to you, helping you make informed lending decisions with confidence.
Compare suitable home loan options from a broad panel of lenders rather than just relying on your current bank.
You'll deal directly with Ben from start to settlement, providing consistency and personalised support throughout your lending journey.
The relationship doesn't finish at settlement. Receive ongoing loan reviews, refinancing support and lending advice as your circumstances change.
Geelong and its surrounding suburbs offer a broad range of property options and price points. From more established inner suburbs through to newer residential areas, understanding how your budget compares across the wider Geelong market can help you narrow your property search.
Property prices vary considerably across the region. Median house sale prices were approximately $1.16m in Newtown, $890k in Highton and $856k in Geelong West, highlighting the differences between even established suburbs close to central Geelong.
Buyers with a lower property budget may find different options further across Greater Geelong. Median house sale prices were approximately $685k in Armstrong Creek, $710k in Lara, $725k in Drysdale, $730k in Grovedale and $745k in Belmont.
The wider Geelong region also includes higher-priced coastal markets. In Torquay, the median house sale price was approximately $1.23m, compared with $920,500 in Geelong. The right location can therefore have a significant impact on the property range available within a particular budget.
Looking beyond a single suburb can create more choice. Understanding your borrowing power before you begin your search can help identify which parts of Geelong and the surrounding region may be realistic for your budget, property preferences and longer-term plans.
Property data sourced from Cotality Suburb Profile Reports prepared 21 August 2026. Geelong price ranges represent the lower and upper quartile sale prices recorded over the previous 12 months. Individual suburb figures shown are median house sale prices over the same rolling 12-month period.
Loanway Finance supports clients across Geelong with home loan advice tailored to their circumstances, goals and stage of the property journey.
Understand your borrowing power, deposit requirements, available schemes and pre-approval options before beginning your property search.
Learn more →Review whether your current loan is still competitive, compare alternatives and consider whether refinancing could better support your needs.
Learn more →Compare lender options and loan features that may support your investment plans, borrowing power and longer-term property strategy.
Learn more →Planning your next move? Finance for your next property, including buying and selling timing, equity use, and bridging loan options.
Learn more →From start to settlement, Loanway Finance keeps the process clear and focused on your needs.
We take the time to understand your goals, financial position and what you need from a home loan before considering suitable options.
We compare suitable options across a broad panel of lenders and explain the differences clearly, including rates, features and important trade-offs.
We prepare and submit the application, liaise with the lender and keep you informed through to approval and settlement, with ongoing support afterwards.
Loanway Finance provides mortgage broking services to home buyers, refinancers and property investors across Geelong and the surrounding region. Whether you're buying in central Geelong, an established surrounding suburb or one of the region's growing residential areas, we can help you understand your borrowing options and compare suitable loans across a broad panel of lenders.
And surrounding areas.
Answers to common questions from people looking for home loan support across Geelong and surrounding areas.
Yes. Loanway Finance is a mortgage broker Geelong and assists first home buyers, refinancers, next home buyers and property investors across Geelong and surrounding areas.
Yes. Loanway Finance can compare suitable options across a broad panel of lenders rather than limiting your search to one bank. The options available will depend on your circumstances, objectives and lender eligibility requirements.
Yes. We can help you understand your borrowing power, deposit requirements, check first home buyer support scheme eligibility, pre-approval options and the steps involved in purchasing your first home.
Yes. We can review to see if your current loan is still competitive and suitable for your needs, then compare alternatives where refinancing may be worth considering.
Deposit requirements are often 20%, but can vary by lender and loan type. In some circumstances, you may be able to buy with a smaller deposit including 5% or sometimes less. We can explain your options and help you understand what’s realistic for your situation.
Whether you're buying your first home, refinancing your current loan or planning your next property purchase, we're here to help you understand your options and move forward with confidence. Speak with your mortgage broker Geelong.